07706631163

james@skylightmortgages.co.uk

Skylight Mortgages

Whether you’re a first‑time buyer, looking at remortgaging, expanding a buy‑to‑let portfolio, or securing a self‑employed or employed mortgage, our whole‑of‑market advisers are here to help.

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Lighting the Way to Your Perfect Mortgage

Skylight Mortgages

Skylight Mortgages turns complex borrowing into clear, confident decisions. Whether you’re a first‑time buyer, looking at remortgaging, expanding a buy‑to‑let portfolio, or securing a self‑employed or employed mortgage, our whole‑of‑market advisers are here to help.


Why Choose Skylight?

20+ Years of Industry Insight

Benefit from a wealth of knowledge built over two decades.

Whole‑of‑Market Access

We search thousands of deals, including exclusive rates you won’t find online.

Tailored Guidance

One named adviser from first chat to mortgage offer and beyond.

** Qualified Advisers **

Your peace of mind is our priority.


Mortgages We Specialise In

1. First‑Time Buyer Mortgages

Buying your first home is exciting, and a little daunting. We explain every step, compare first‑time buyer schemes and negotiate rates that keep monthly payments comfortable.

2. Remortgaging

From lowering monthly repayments to releasing equity for home improvements, our remortgaging service finds the right deal before your current rate expires, saving you money and stress.

3. Buy‑to‑Let Mortgages

Whether you’re a seasoned landlord or purchasing your first rental property, we secure competitive buy‑to‑let mortgage rates and advise on limited‑company structures and Buy to Let mortgages in an individuals name.

4. Self‑Employed Mortgages

Accounts, SA302s, retained profits, we turn your complex income into a clear approval path. Talk to specialists who understand self‑employed mortgages for contractors, freelancers and directors.

5. Employed & Professional Mortgages

Earning a consistent income? That’s a solid foundation. We help employed individuals and professionals access tailored mortgage deals, including high loan-to-value (LTV) options. We’ll manage the admin so you can focus on your next move.

The Skylight Mortgages 3‑Step Process

Discovery Call
A quick chat to understand your goals and budget.
Tailored Recommendation
We scour the market and present your personalised mortgage recommendation.
Application & Ongoing Care
We submit, chase and keep you updated, right up to completion and beyond if required.

Our Fees

For our advice services, we will charge a fee of between £0 and £499.

The typical fee for a purchase is £299. The typical fee for specialist lending is £499.

The actual fee payable will be provided in writing to you.

The fee is payable upon mortgage offer being issued.

You will not receive a refund if your mortgage or loan does not go ahead after the application.

We will also be paid a procuration fee by the lender. The amount of the procuration fee will be disclosed to you


Ready to Open the Door?

Your ideal mortgage, and a smoother buying journey, starts with expert advice. Click below to book a call, or dial 07706631163.

The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK